Free Breakdown Cover

Free Breakdown Cover Information

Free breakdown cover is often available as an incentive to upgrade to a Premium current account, many high street banks and building societies are dangling breakdown membership along with travel insurance and mobile phone insurance as a bonus for giving up free banking and moving to chargeable or premier currents accounts.

Are these premium current accounts good value

This depends, if you add up the value of the privileges thrown in, breakdown cover average of £5 per month, mobile phone insurance of around £6 per month, plus the cost of travel insurance for your family 2 weeks in the sun against the monthly charges levied against the current account around £13 per month, then yes it can make good sense, you get similar breakdown cover, albeit worth checking who your bank has contracted the breakdown recovery out to, along with out of hours telephone call center response.

Is free breakdown membership for me

Depends whether you want to give up your free current account banking, you also may not need mobile phone insurance or prefer to buy your travel insurance from a specialist travel insurance provider.

Which Banks offer free Breakdown membership

Basically most banks offer free breakdown cover to customers upgrading to premier current accounts, below is a selection of banks that providing this and other incentives to upgrade, most are similar, but if you are considering it’s worth checking out the competition before agreeing with your present bank or building society.

• Halifax
• Barclays
• Lloyds / TSB
• Nat West

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